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Old 10-11-2009, 03:04 PM   #1
 
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Default interest rate on plastic surgery loans?

What is the interest rate on plastic surgery loans? I know there is Care Credit through Capital One. They say 0% but that is only if you pay it off within a few months and after that they retroactively charge you interest for that time. you end up paying interest the entire time. Also it is by no means cheap I know they run at least 10 to 14% annual and that is crazy you will be paying a lot when all is said and done!


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Old 11-27-2009, 03:49 PM   #2
 
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The interest rates on plastic surgery loans tend to be on the higher side. Sometimes you're better off resorting to other types of loans (like home equity) that will give you a lower APR. Obviously the best solution is to save up the money but nowadays that's pretty hard to do, and will be even harder to do once they start taxing us on plastic surgery soon.

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Old 11-27-2009, 05:04 PM   #3
 
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Don't go with anything associated with Capital One.

I personally had issues with them.

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