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Old 02-08-2008, 01:48 AM   #1
 
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Lightbulb How to save 5% off any plastic surgery from any surgeon

5% may not sound like much but a face lift alone for $20k isn't uncommon and that would shave off $1000 back into your pocket. So how do you do it? It's as easy as 1,2,3...

(1) Many reward credit cards offer promotional reward points for the first 3 months. Often if they normally give 1% cash back they throw in a promo rate of anywhere from 3 to 5% cash back for those 3 months. Should be able to Google some up

(2) Read the fine print. Make sure there's not monthly or annual caps on the rebate and if you have to get on with a cap, get the one with the highest. Often reward cards will limit how much cash back you can earn in a year but others don't. So just make sure you choose one that has no restrictions (or as little as possible) on those promo cash back rate earnings.

(3) Pay for your entire surgery, anesthesia, operating room, etc with the card and bingo - you're paying 95% of the price.

I would like to point out however this should be used with caution only if you can manage your credit. If you plan on carrying this as a balance on not paying it off right away you can forget the gains because reward credit cards always have higher interest rates. And a tiny 5% discount is never an excuse to spend more than you normally would.


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Old 02-09-2008, 12:38 PM   #2
 
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NICE!! You could use the same thing to save on any big purchase: car, vacation, etc, etc. With how much the credit card companies stick it to us they deserve this!

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Old 02-10-2008, 04:38 PM   #3
 
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I'm going to tell my dad about this not for surgery but because he goes NUTS over saving even a dime on somethign! I bet he'll do this for some other big purchase like a tv or something.

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Old 02-20-2008, 10:00 PM   #4
 
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Versace I must give credit to you, this is a wonderful idea!

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Old 03-04-2008, 05:52 PM   #5
 
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Good idea! My question is though when you open up a new credit card would they give you a credit limit of 20k right off the bat like that? I have great credit but whenever I've opened up new cards they start you out low with limit around 5 to 10k and then raise it as time goes on.

I guess we'll either have to find cheaper surgeons or open more cards

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