Nose Job Financing
Question about nose job financing:
How does one go about getting financed for a nose job? Like do banks offer plastic surgery loans or will I need to put it on plastic? I have decent credit but am only 24 and don't have a lot of experience using it. Will I still be able to get financed? Do they do financing for the full price of a nose job or do you have to do a down payment with it? Does financing for plastic surgery have different amounts by surgery. Like will my nose job have a lower loan amount then if I got something more expensive done?
How much do you know about rhinoplasty? Before you worry about financing it, I would start learning more about the procedure. It is a very complicated surgery that very few plastic surgeons can perform well.
But to answer your question, I believe that plastic surgery loans are just like any unsecured source of money. They really don't care what you're using it for, only that you can make the payments and are willing to pay the interest (which is usually high). So whichever procedure(s) you get (whether that be a rhinoplasty or something else) won't affect the amount you can borrow.
I'm sure it's possible to get plastic surgery financing for the full amount, but because rhinoplasty is so expensive, you will most likely need great credit to get approved for the full amount.
Financing PS will have very high interest rates, as la_angel stated above. Essentially, it is a loan. Some surgeons can enroll you in a program where a line of credit is offered to you. Your credit will be checked.
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